I’ve written about the professionals who are on call to
help anyone who sets about selling their house—but there is another team of
pros who can be called on when it comes to buying
a Charleston home. Buying a home in Charleston, SC is not quite like any other
purchase—even those with high dollar amounts. Buying a new Audi or Dodge Viper,
for instance, can run you well over $100,000, but you don’t need much more than
a fat savings account and willing car salesman to complete the deal.
Buying a home is just different;
you need to be able to count on the help of a number of professionals from a
number of different fields of expertise. Before you are handed the front door
key, you’ll need to secure the necessary funds, acquire the property in a legally-bulletproof
manner, and diligently investigate various aspects of the home’s plant and history—all
the while protecting you against any kind of fraudulent representation. Here
are four of the professionals whose assistance will greatly facilitate the process.
The most basic requirement for buying a Charleston home is
the substantial amount of money involved. Most often, the actual cash is
pledged by a third party—bank or other financial institution—which supplies it
in exchange for your promise to repay it over time. There are several financing
options, with mortgages being the most popular: that makes the Mortgage Broker the person to consult. The
broker will advise you on the types of mortgages available, the amount you
qualify for, lay out the chosen payment plan—and take you through a substantial
amount of paperwork.
A great Realtor® contributes a lot
more to buying your home in Charleston, SC than just selecting which of the current
listings will be the most suitable. That Realtor will arrange showing schedules
that make the best use of your time and energy, will be a trustworthy key player
when you are evaluating and negotiating the price of a potential home, and
sometimes will unearth possibilities that are only available to one who is
plugged into the ongoing real estate market 24/7. Your Realtor can also help you field other members of
your team.
Your Inspector is
the pro who will give you the go-ahead on the condition of the property. That
Inspector will use a lifetime of experience to go over the physical plant and
prepare a comprehensive report on its every critical aspect. It’s often the
prime determinant that guides your decision about whether it truly fits the
price you are agreeing to pay.
When you’ve reached the final stages in buying a home,
it’s the Escrow Officer who facilitates
the actual transfer of the property. He or she will prepare the legal documents
that legally record the transfer of ownership from the seller to you, as well
as oversee the proper and timely deposit and disbursement of funds.
This summer will be prime time for buying a home in Charleston,
SC. It all starts with a phone call—if you’re looking for a top-notch
professional, I hope you’ll be making that call to my number!
Interested in selling your
Charleston area home? Visit: www.jeffcookrealestate.com Interested in buying a Charleston area
home? Visit: www.discovercharlestonareahomes.com
-Jeff Cook
Jeff Cook
Real Estate
Charleston,
SC
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